Skip to main content

This page was found useful by 38.2k users.

Guide

How to read a military pay chart

A step-by-step guide to reading the official DFAS basic pay tables by grade and years of service.

Covers
Basic pay charts, 2025 and 2026
Not included
Allowances, special pays, taxes
Checked
2026-11-01

Three things on every chart

Official pay charts list three things: the pay grade, the years of service, and the monthly amount.

  1. Find the pay grade. Enlisted grades are E-1 to E-9, warrant officers W-1 to W-5, and commissioned officers O-1 to O-10.
  2. Find your cumulative years of service. Columns read “Over N”, meaning more than N years, up to the next column.
  3. Read the monthly amount. The chart shows basic pay only, in dollars and cents per month.

Worked example

Find your column by completed years

The column is set by completed years of service. Each band starts after the number in its label, so “Over 2” starts at 3 years, not 2. The table shows where each year count falls, for the first twelve years.

Chart column for each completed year of service, 0 to 12 years
Completed yearsChart column
02 or less
12 or less
22 or less
3Over 2
4Over 3
5Over 4
6Over 4
7Over 6
8Over 6
9Over 8
10Over 8
11Over 10
12Over 10

What the rows cover

  • Enlisted: E-1 to E-9, nine rows.
  • Warrant officers: W-1 to W-5, five rows.
  • Commissioned officers: O-1 to O-10, ten rows.
  • Prior-service officers: O-1E to O-3E, three rows, for officers with more than 4 years of prior enlisted or warrant service. The E marks prior enlisted or warrant service. These are still commissioned officers.

The rank title for each grade differs by branch, so the same grade can be called different things. The 2026 chart uses grades, not titles. For a branch title table, see that branch’s chart page.

Common mistakes

  • Reading the column above your years. Three years falls in “Over 2,” not “2 or less.” Use the table above to check.
  • Using the wrong year’s chart. The 2025 and 2026 charts are separate schedules. Use the chart for the year you need.
  • Mixing up O-1 and O-1E. O-1E is a separate row for officers with prior enlisted or warrant service. It is not a lower officer grade.
  • Reading a grade you do not hold. Find your own grade, not the one you are working toward, to see your current basic pay.
  • Treating the cell as take-home pay. The chart shows basic pay before allowances, taxes, and deductions.

Notes and dashes

Some grades have note numbers on the chart. The notes name senior positions with their own basic pay rule, and they are printed under each chart. A dash marks a cell the official table does not show. It is not a zero, so do not read it as no pay.

Basic pay is not take-home pay

Allowances, special pays, taxes, and deductions are separate. To try this yourself, use the 2026 pay chart or the basic pay calculator.

Frequently asked questions

Does my rank title tell me my pay grade?

Use the pay grade, not the title. Titles differ by branch, and the same grade can have a different title in another service. Find your grade in the basic pay table for your year, then find the column for your years of service.

Source: DoD comparable grades table (as cited on the branch pages); DFAS basic pay tables.

What does “Over 4” mean in a column heading?

It means more than four years of cumulative service, up to the next column. Six years of service falls in “Over 4” when the next column starts above six.

Source: DFAS basic pay table notes; this site’s reading guide.

Why is a cell blank, and is that a zero?

A blank cell means the source does not publish an amount for that grade and column. It is not a zero entitlement.

Source: DFAS basic pay tables.

Can I multiply the monthly rate by 12 to get my yearly pay?

That gives an annual figure at a constant monthly rate. It does not include a mid-year change in rank or service column, a raise, or your allowances, so treat it as an estimate.

Source: Scope of the basic pay calculator; 37 U.S.C. 203.